What Are Agency Loans? Agency loans are types of mortgage loans that are guaranteed by government-sponsored enterprises (GSEs) such as Fannie Mae, Freddie Mac, and Ginnie Mae. These entities do not directly offer loans to consumers, but they do purchase and guarantee...
Selling direct to end consumers is a solid way to capture margin and reduce the sales pipeline. B2C interactions are also a great way to build community, especially if you operate locally through a brick-and-mortar shop. The success of a B2C business, however, varies...
April saw 2024’s first bank failure when Republic First bank closed on April 26. The bank failed to reach an agreement with The Norcross-Braca Group, which, in September 2023 committed to invest $35 million if the bank submitted its report and scheduled required...
With Q1 behind us and Q2 well underway, it’s time for a check-in with the state of commercial real estate so far this year. While there are some definite national trends, conditions vary from region to region with some regions bucking those trends. Understanding the...
There’s no official word on who coined the term, “The bigger they are, the harder they fall,” but it certainly seems to apply to “unicorn” businesses as of late. These privately owned businesses earn the classification “unicorn” when they...
Factoring as a way to grow businesses may be getting a lot of attention these days, but it’s not a new concept. History tells us that the practice of selling accounts receivable for a quick influx of capital came to our shores with the Mayflower. However, it’s been a...
