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Alpha Lenders Group - Commercial Business Loans

When An Opportunity Is On The Table No One Wants To Hear “We’ll Have The Funds To Fulfill In About 48 Days…”

Get Cash Quickly

When you don’t have time to wait around for a traditional bank to process your loan application, use one of our quick cash solutions.

Traditional banking is full of rules and restrictions that slow down the application process. It can take weeks or even months to be approved. In the meantime, opportunities can pass you by.

Apply Today

Working Capital

With a working capital loan, you can use the funds in any part of your business they’re needed.

Hard Money Loans

Hard money loans let you utilize your business’s existing assets to secure funding for a wide range of expenses.

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Factoring

Are you having trouble meeting your business’s financial obligations because you’re waiting on client payments?

Sale-Leaseback

Do you need fast cash but can’t leverage real estate?

There are multiple paths to fast financing. The one for you will be based on your position in the market.

You Have Options…

Working Capital

With a working capital loan, you can use the funds in any part of your business they’re needed. That means you can hire new personnel, launch a marketing campaign, order supplies, or upgrade your office the way you want.

SBA 7(a) loans, working capital lines of credit, factoring, and refinancing are all working capital solutions that you can put to work for your business. Your broker will help you pick the best option and navigate the application process.

Along the way, we can answer any questions you may have with clear, easy-to-understand answers. There’s no pressure to sign any agreement you don’t have full confidence in.

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Hard Money Loans

Hard money loans let you utilize your business’s existing assets to secure funding for a wide range of expenses. If you have real estate but not enough liquid assets, you can use that property to get a hard money loan. Do you use heavy-duty equipment in your business? That can be leveraged too!

A hard money loan uses the value of your business assets as security on the loan. Because these loans are asset-based, you may qualify even if your credit isn’t spotless. That also speeds up the approval process so you can have cash in hand when you need it.

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Factoring

Are you having trouble meeting your business’s financial obligations because you’re waiting on client payments? Some industry standards give clients 30, 60, or even 90 days to satisfy their invoices. Meanwhile, the business needs capital for new supplies, inventory, and wages.

Factoring lets you get advance cash on what your clients owe. When the client is ready to pay, they send payment to the factoring firm. The factor charges a small fee and forwards any remainder back to you. If you have invoices, purchase orders, or contracts, factoring can work for you.

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Sale-Leaseback

Do you need fast cash but can’t leverage real estate? If your business uses construction, high tech, or industrial equipment, you can sell that equipment to a lessor. The equipment will stay where it is and you can continue to use it.

The lessor gives you a lump sum for the value of the equipment up front. Then, you send small monthly payments to repay the loan. At the end of the lease, you may renew, buy back, or hand the equipment over. Commercial ovens, printing presses, high-tech software, and vehicles are just a few examples of equipment that qualifies.

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Advantages

Not all financing is created equal. Fast financing helps your business when you are looking to
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Get approved in a fraction of the time

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Reduce the influence of credit store

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Improve cash flow

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Use funds as needed

Why wait?

Get Cash Quickly

Apply Now

Up To

%

Of AR Value Advanced

As Fast As

Funding Timeline

Up To

%

Loan To Value

Get CashToday

Begin by filling out a short questionnaire. Your answers help us get an idea of who you are and where you want to go.

Here’s how to get started:

Begin by filling out a short questionnaire. Your answers help us get an idea of who you are and where you want to go. Then, speak to one of our professional brokers. We’ll get deeper into the details of your financial needs. Once we understand what you’re looking for, we’ll hunt for the best offers to fit your situation. Finally, we’ll bring you options and help you with an application.

Strained resources

Expand your working capital to better manage daily expenses with working capital loans, hard money loans, factoring, and equipment sale-leaseback.

Rental Revenue

Add to your asset portfolio by acquiring, renovating, flipping, or refinancing real estate. Leverage existing property to secure funding for other areas of your business.

Leasing issues

Break away from landlord restrictions, rent increases, and tenant improvement battles by owning your own operating space.

High-cost markets

When it costs more to buy, build instead. Get a land acquisition development loan, construction loan, temp-to-perm loan, or owner-occupied loan.

Open the door to fast financing.

We’ve given a few examples of the most popular types of loans that bring cash into your business quickly. But there are more options to explore. 

F.A.Q.'s

Speak with one of our brokers today to find out which loan is right for you. We won’t stop searching until you find exactly what you need.
Can I factor more than one invoice?
Yes. With factoring, you can group invoices into batches or use one larger invoice. This is essentially the sale of an asset, not a loan. Your factor may have specific requirements.
What is the minimum credit score required to qualify for a hard money loan?
Since hard money loans are asset-based, lenders don’t focus on credit scores to make a decision. The value of the asset is what determines how much your business qualifies for.
Do I have enough working capital?
Although a business might be wealthy in assets, it can still fail if it doesn’t have enough working capital. Working capital is liquid funds your business uses to pay utilities, rent, payroll, and purchase materials. To find out if you have enough, take your business’s liquid assets for the year and divide them by your expenses for the same year. In most industries, a result of 2 is optimal.
What terms can I expect from a hard money loan?
Hard money loans are typically short-term financial solutions. Most last between 3 months and 3 years. You should only consider a hard money loan if you’re confident you can pay the loan back in time. If you have questions about individual loan terms, contact one of our brokers today.